Features

What BalanceNavi helps you do

A clearer overview of input, storage, syncing, and future forecasts. Start with the big picture, then compare modes and feature details.

Enter rough numbers

Start with monthly income, expenses, and balances.

Bring assets together

View savings, investments, and loans in one place.

See the future

Check balance trends 5 to 30 years ahead.

Keep control

Household data is not stored on BalanceNavi servers.

Try as a guest, log in when you want to continue

You can try it without signup. Login mode is better when you want to keep your data and use it across devices.

Kept in the browser

Synced to Google Drive when logged in

No household data stored on our servers

Note for Safari users

Safari on iOS, iPadOS, and Mac may delete browser storage automatically if the app is not opened for 7+ days. Chrome and Firefox on Mac are not affected.

Guest
Login
Data storage
In this browser on this device
In the browser + app-specific storage in Google Drive
Multiple devices
Available only on the same device
Syncs across phone, PC, and tablet
Signup
No account or login required
Use with Google login
Important note
Lost if browser data is cleared
Synced data can be restored from Google Drive

How BalanceNavi is different

BalanceNavi is built around manual entry and future forecasts, not bank or card aggregation.

Data connection
Bank and card connections are assumed
Manual entry only. No account details needed
Where data is stored
On the service's servers
In your browser and your Google Drive
Future outlook
Focused on this month's spending
Forecasts assets 10 or 30 years ahead
Stability
Connection errors can stop tracking
Manual entry keeps the flow simple and reliable

You do not need detailed input from day one

Start with rough numbers to understand the big picture, then switch to category-by-category and account-by-account input when you want more precision.

You can switch input precision from the app settings at any time. Starting simple does not lock you in.

STEP 1: Simple input

This month's income: $____
This month's expenses: $____
Total savings balance: $____

STEP 2: Detailed input, optional

Food, transport, utilities, and other categories
Bank, brokerage, and loan accounts
More detailed charts and analysis

See your future clearly

Use your asset data to forecast what your finances may look like 10 or 30 years from now.

Savings forecast

  • Set monthly savings and interest rate
  • View 5-30 year balance trends

Investment forecast

  • Set contributions and expected return
  • View 5-30 year portfolio value

Loan repayment schedule

  • Balance trends from repayment schedule
  • See payoff timing and total interest

Forecast

Savings: project balances from contributions and interest
Investment: include expected return in projected value
Loan: see payoff timing and total interest

No install required. Works across major platforms.

iPhone

iOS Safari

Android

Chrome, etc.

Windows

Chrome / Edge

Mac

Safari / Chrome

Start by viewing the sample

See cash flow, asset balances, and future forecasts before entering your own data.